دورة المؤشرنت للتحليل الفني
50 دينار كويتي
بيت التمويل الكويتي ش.م.ك ( بيتك ) ..... 2
- بادئ الموضوع الفهلوي
- تاريخ البدء
- الحالة
UNIX
موقوف
- التسجيل
- 9 أبريل 2007
- المشاركات
- 7,556
حقروهم، لانهم يبون يشترون و محد قاعد يبيعهم
مورغان ستانلي أغبى من لحام كباب الحجة (محشوم)
UNIX
موقوف
- التسجيل
- 9 أبريل 2007
- المشاركات
- 7,556
شلونك يونكس
الاول شفته
الثانى راح تشوفه
ممكن كل شي جايز، هذا سوق عرض و طلب، بس سهم بيتك يسوى وايد، أكثر من سعره بالسوق. لأنه عنده استثمارات بقيمتها الاسمية و عنده عقارات لم تقيم منذ سنوااااااااااااااات، و هذا ما يدرون عنه بورجر ستانلي
الدنيا حظوظ
عضو نشط
- التسجيل
- 8 أغسطس 2007
- المشاركات
- 294
أكبر مصيبة ومشكلة ما لها حل لو يطلع هالكلام صحيح !!
قنوع
منو الثاني اللي راح يشوفه ؟
قنوع
منو الثاني اللي راح يشوفه ؟
UNIX
موقوف
- التسجيل
- 9 أبريل 2007
- المشاركات
- 7,556
فيه زيادة راس ماااااااااااااال
والسهم مثل ما وصلنى عن الاول وصلنى عن بيتك
والله يوفق الجميع
كلامك عدلستاني
اثاريك معروف الاسكااااااااااافي
أكبر مصيبة ومشكلة ما لها حل لو يطلع هالكلام صحيح !!
قنوع
منو الثاني اللي راح يشوفه ؟
زين الاول
بيتك الثانى
والله يوفق الجميع
الدنيا حظوظ
عضو نشط
- التسجيل
- 8 أغسطس 2007
- المشاركات
- 294
مشكور استاذي قنوع
انت تقصد ان هالاسعار راح تكون بعد زيادة راس المال !!
اممممممممم
والله ما يندرى شكون وضع بيتك .. لكن الاكيد انه عملاق
انت تقصد ان هالاسعار راح تكون بعد زيادة راس المال !!
اممممممممم
والله ما يندرى شكون وضع بيتك .. لكن الاكيد انه عملاق
Jareer
عضو نشط
- التسجيل
- 3 مايو 2007
- المشاركات
- 1,547
لوعندهم مستشارين وخبراء سنعين كان ما اخسروا 10مليارات دولار في ازمة الرهن العقاري الأخيرة.
الحين خبراءهم جايين يقيمون سهم بيت التمويل!!!!
$9.4 Billion Write-Down at Morgan Stanley
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By LANDON THOMAS Jr.
Published: December 20, 2007
Morgan Stanley reported the first quarterly loss in its 72-year history Wednesday, heightening fears that the financial toll would keep mounting from the fast-spreading crisis in the subprime mortgage market.
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Related
Back Story With The Times’s Michael J. de la Merced (mp3)
Times Topics: Sovereign Wealth Funds
The company took a $9.4 billion charge on subprime-linked investments for the fourth quarter, bringing its cumulative charges for subprime mortgages to $10.8 billion. In a stark reflection of its diminished status it also said it would sell a $5 billion stake to a Chinese investment fund to shore up its capital.
Sign In to E-Mail or Save This
Single Page
Reprints
Share
Digg
Mixx
Yahoo! Buzz
Permalink
By LANDON THOMAS Jr.
Published: December 20, 2007
Morgan Stanley reported the first quarterly loss in its 72-year history Wednesday, heightening fears that the financial toll would keep mounting from the fast-spreading crisis in the subprime mortgage market.
Skip to next paragraph
Related
Back Story With The Times’s Michael J. de la Merced (mp3)
Times Topics: Sovereign Wealth Funds
The company took a $9.4 billion charge on subprime-linked investments for the fourth quarter, bringing its cumulative charges for subprime mortgages to $10.8 billion. In a stark reflection of its diminished status it also said it would sell a $5 billion stake to a Chinese investment fund to shore up its capital.
UNIX
موقوف
- التسجيل
- 9 أبريل 2007
- المشاركات
- 7,556
Jareer
عضو نشط
- التسجيل
- 3 مايو 2007
- المشاركات
- 1,547
لوعندهم مستشارين وخبراء سنعين كان دروا عن هالإستثمارات والعقارات اللي تقول عنها يا unix واللي ايعرفها أغلب الشياب المتقاعدين الموجودين في البورصة.ممكن كل شي جايز، هذا سوق عرض و طلب، بس سهم بيتك يسوى وايد، أكثر من سعره بالسوق. لأنه عنده استثمارات بقيمتها الاسمية و عنده عقارات لم تقيم منذ سنوااااااااااااااات، و هذا ما يدرون عنه بورجر ستانلي
الحين خبراءهم جايين يقيمون سهم بيت التمويل!!!!
Jareer
عضو نشط
- التسجيل
- 3 مايو 2007
- المشاركات
- 1,547
أخوي UNIX مسئولية الحكومة تنحصر فقط في عدم التدخل منذ بداية نشاط الرهن العقاري في امريكا في تنظيم هذا السوق ومنع شركات التمويل هناك من اغراء الناس بتملك البيوت ووضع الفوائد العالية والمركبة .هذا ماله شغل بهذا و أنا أخوك
أزمة الرهن العقاري مشكلة حكومية 90%
ولو انها مشكلة حكومية كان البنوك اهناك جرجروا الحكومة في المحاكم وطالبوا بالتعويض.لكن المشكلة نتيجة الإفراط في التمويل العقاري من الشركات مع التساهل الغير مقبول في شروط الإقراض والتلاعب علي بعض القوانين
بعدين حتي لو المشكلة حكومية هذا مو عذر انهم مايتوقعون حدوث الأزمة, والاّ شنو فايدة المستشاريين والدراسات الإقتصادية
What Is Sub-Prime Lending?
Sub-prime lending is a fancy financial term for high-interest loans to people who would otherwise be considered too risky for a conventional loan. These include middle-class families who have accumulated too much debt and low-income working families who want to buy a home in the inflated housing market. To cover their risk, lenders charge such borrowers higher-than-conventional interest rates. Or they make "adjustable rate" loans, which offer low initial interest rates that jump sharply after a few years. Only a decade ago, sub-prime loans were rare. But starting in the mid-1990s, sub-prime lending began surging; these loans comprised 8.6 percent of all mortgages in 2001, soaring to 20.1 percent by 2006. Since 2004, more than 90 percent of the sub-prime mortgages came with exploding adjustable rates.
With interest rates low, housing prices on a steady rise, and practically no government regulation, mortgage finance companies devised high-interest, high-fee schemes to entice families to take out loans that traditional savings banks would not make. Many of the lenders were legitimate operations providing a market for credit-risky people. But there also were huge corporations, such as Household Finance, that sought extraordinary profits through unsavory means, called predatory loans. Not subject to government regulation, they bent the rules, lowering normal banking standards.
Mortgage brokers, the street hustlers of the lending world, often used mail solicitations and ads that shouted, "Bad Credit? No Problem!" "Zero Percent Down Payment!" to find people who were closed out of homeownership, or homeowners who could be talked into refinancing. They seduced millions of people into signing on the dotted line. Although sub-prime lending has been concentrated in minority and low-income urban areas, it has spread to the middle-class suburbs.
The sub-prime lenders didn't hold on to these loans. Instead, they sold them -- and the risk -- to investment banks and investors who considered these high interest rate, sub-prime loans a goldmine. By 2007, the sub-prime business had become a $1.5 trillion global market for investors seeking high returns.
The whole scheme worked as long as borrowers made their monthly mortgage payments. When borrowers couldn't or wouldn't keep up the payments on these high-interest loans, what looked like a bonanza for everyone turned into a national foreclosure crisis and an international credit crisis. For millions of families, the American Dream of homeownership has become a nightmare.
The mortgage meltdown has serious ripple effects. Foreclosed houses become vacant, deteriorate into eyesores, and detract from the neatness and feeling of well-being in neighborhoods. Vacant houses also attract crime and make it more difficult for neighbors to purchase homeowners' insurance.
In neighborhoods with several foreclosed homes, property values, and thus local property-tax revenues, plummet, making it harder for cities to provide good schools, police protection, and other services. According to a new report by the U.S. Conference of Mayors, the weak housing market and the large inventory of unsold homes will likely reduce home values by $1.2 trillion next year. About half of that amount is due to the sharp increase in foreclosures.
لو طبقوا شروط بيت التمويل في منح التمويل العقاري كان ما صارت هالمشكلةSub-prime lending is a fancy financial term for high-interest loans to people who would otherwise be considered too risky for a conventional loan. These include middle-class families who have accumulated too much debt and low-income working families who want to buy a home in the inflated housing market. To cover their risk, lenders charge such borrowers higher-than-conventional interest rates. Or they make "adjustable rate" loans, which offer low initial interest rates that jump sharply after a few years. Only a decade ago, sub-prime loans were rare. But starting in the mid-1990s, sub-prime lending began surging; these loans comprised 8.6 percent of all mortgages in 2001, soaring to 20.1 percent by 2006. Since 2004, more than 90 percent of the sub-prime mortgages came with exploding adjustable rates.
With interest rates low, housing prices on a steady rise, and practically no government regulation, mortgage finance companies devised high-interest, high-fee schemes to entice families to take out loans that traditional savings banks would not make. Many of the lenders were legitimate operations providing a market for credit-risky people. But there also were huge corporations, such as Household Finance, that sought extraordinary profits through unsavory means, called predatory loans. Not subject to government regulation, they bent the rules, lowering normal banking standards.
Mortgage brokers, the street hustlers of the lending world, often used mail solicitations and ads that shouted, "Bad Credit? No Problem!" "Zero Percent Down Payment!" to find people who were closed out of homeownership, or homeowners who could be talked into refinancing. They seduced millions of people into signing on the dotted line. Although sub-prime lending has been concentrated in minority and low-income urban areas, it has spread to the middle-class suburbs.
The sub-prime lenders didn't hold on to these loans. Instead, they sold them -- and the risk -- to investment banks and investors who considered these high interest rate, sub-prime loans a goldmine. By 2007, the sub-prime business had become a $1.5 trillion global market for investors seeking high returns.
The whole scheme worked as long as borrowers made their monthly mortgage payments. When borrowers couldn't or wouldn't keep up the payments on these high-interest loans, what looked like a bonanza for everyone turned into a national foreclosure crisis and an international credit crisis. For millions of families, the American Dream of homeownership has become a nightmare.
The mortgage meltdown has serious ripple effects. Foreclosed houses become vacant, deteriorate into eyesores, and detract from the neatness and feeling of well-being in neighborhoods. Vacant houses also attract crime and make it more difficult for neighbors to purchase homeowners' insurance.
In neighborhoods with several foreclosed homes, property values, and thus local property-tax revenues, plummet, making it harder for cities to provide good schools, police protection, and other services. According to a new report by the U.S. Conference of Mayors, the weak housing market and the large inventory of unsold homes will likely reduce home values by $1.2 trillion next year. About half of that amount is due to the sharp increase in foreclosures.
SNIPER-KW
عضو نشط
- التسجيل
- 10 يناير 2008
- المشاركات
- 838
20/5/2008 جريدة الوطن
بيت التمويل الكويتي
منذ بداية ديسمبر الماضي اتخذت حركة السهم اتجاها تصاعديا متدرجا بدأه من سعر 2.200 فلس واستمر في الارتفاع حتى شهر مارس الماضي حيث استقر على سعر 3 دنانير وأسس عليه لفترة.مؤشر وليامز يشير الى 85.7ـ والذي يشير الى ان السهم في مرحلة التشبع من البيع.
• الدعم الاول: 2.900 دينار
الدعم الثاني: 2.860 دينار
الدعم الثالث: 2.640 دينار
المقاومة الأولى: 3.000 دينار
المقاومة الثانية: 3.100 دينار
بيت التمويل الكويتي
منذ بداية ديسمبر الماضي اتخذت حركة السهم اتجاها تصاعديا متدرجا بدأه من سعر 2.200 فلس واستمر في الارتفاع حتى شهر مارس الماضي حيث استقر على سعر 3 دنانير وأسس عليه لفترة.مؤشر وليامز يشير الى 85.7ـ والذي يشير الى ان السهم في مرحلة التشبع من البيع.
• الدعم الاول: 2.900 دينار
الدعم الثاني: 2.860 دينار
الدعم الثالث: 2.640 دينار
المقاومة الأولى: 3.000 دينار
المقاومة الثانية: 3.100 دينار
UNIX
موقوف
- التسجيل
- 9 أبريل 2007
- المشاركات
- 7,556
- الحالة
دورة المؤشرنت للتحليل الفني
50 دينار كويتي